OUR SECURITY ARCHITECTURE

Multi-Layer Protection

We combine cutting-edge technology with proven security practices to create a robust defense system for your finances.

Military-Grade Encryption

All data transmitted between your device and our servers is protected with 256-bit SSL encryption, the same standard used by governments and financial institutions worldwide.

Learn More

Biometric Authentication

Secure your account with fingerprint, facial recognition, or voice authentication for maximum security and convenience. Biometric data is stored securely on your device.

Set Up Biometrics

Real-Time Fraud Monitoring

Our AI-powered system monitors your account 24/7 for suspicious activity and alerts you instantly of any potential threats via push notification, email, or text.

Configure Alerts

FDIC Insurance

All deposits are insured by the FDIC up to $250,000 per depositor, per ownership category. This provides an additional layer of security for your funds.

Understand Coverage
SECURITY BEST PRACTICES

Protect Your Account

Follow these security tips to enhance the protection of your RB-ONW account and personal information.

Password & Authentication Security

Use Strong, Unique Passwords

Create passwords with at least 12 characters including uppercase, lowercase, numbers, and symbols. Never reuse passwords across different sites.

Enable Two-Factor Authentication

Add an extra layer of security by requiring a second verification method (like an authenticator app) in addition to your password.

Update Passwords Regularly

Change your passwords every 90 days and immediately if you suspect any account compromise.

Use Password Manager

Consider using a reputable password manager to generate and store complex passwords securely.

Device & Network Security

Keep Software Updated

Regularly update your operating system, browser, and mobile apps to patch security vulnerabilities.

Use Secure Networks

Avoid public Wi-Fi for banking. If necessary, use a reputable VPN service to encrypt your connection.

Install Security Software

Use antivirus and anti-malware software on all devices and keep them updated with the latest definitions.

Enable Device Lock

Always use PIN, pattern, or biometric lock on your mobile devices to prevent unauthorized access.

STAY VIGILANT

Recognize & Prevent Fraud

Learn to identify common fraud attempts and take proactive measures to protect your finances.

Phishing Emails

Fraudulent emails pretending to be from RB-ONW asking for login credentials or personal information. Never click links in suspicious emails.

Vishing Calls

Phone calls from scammers pretending to be bank representatives. RB-ONW will never call to ask for your password or PIN.

Smishing Texts

Text messages with links to fake websites designed to steal your information. Verify senders before clicking any links.

Account Takeover

Scammers gain access to your account through credential theft. Use strong passwords and enable 2FA to prevent this.

Red Flags to Watch For

Be suspicious of any communication that:

  • Urges immediate action or creates panic
  • Asks for passwords, PINs, or security codes
  • Contains spelling or grammar errors
  • Uses generic greetings instead of your name
  • Has suspicious email addresses or links
Fraud Prevention Guide
YOUR SECURITY CONTROLS

Manage Your Security Settings

Take control of your account security with these powerful tools available in your RB-ONW dashboard.

Account Alerts

Set up custom alerts for transactions, logins, balance changes, and suspicious activity. Receive notifications via email, SMS, or push notification.

Available
Configure Alerts

Card Controls

Temporarily freeze your card, set spending limits, enable/disable transaction types (online, international), and manage merchant categories.

Available
Manage Cards

Login History

Review recent login attempts to your account including date, time, location, and device information. Report any unrecognized activity instantly.

Available
View History
PRIVACY & DATA PROTECTION

How We Protect Your Data

Learn about our comprehensive data protection practices and privacy commitments.

Data Encryption at Rest

Your data is encrypted not only during transmission but also when stored on our servers. We use industry-standard AES-256 encryption for all stored customer data.

ENCRYPTED STORAGE

Privacy by Design

We build privacy protections into our products from the ground up, minimizing data collection and implementing strict access controls.

Limited Data Sharing

We never sell your personal information. Data is only shared with third parties when necessary for service provision or as required by law.

Transparent Policies

Our privacy policy clearly explains what data we collect, how we use it, and your rights regarding your personal information.

Regular Audits

We undergo regular third-party security audits and penetration testing to identify and address potential vulnerabilities.

REGULATORY COMPLIANCE

Meeting the Highest Standards

RB-ONW adheres to stringent regulatory requirements and industry best practices for financial security.

FDIC Insured

Member FDIC. Deposits insured up to $250,000 per depositor. Certificate #12345.

FDIC MEMBER

Regulatory Compliance

Compliant with all federal and state banking regulations including Bank Secrecy Act, USA PATRIOT Act, and GLBA.

FULLY COMPLIANT

Security Certifications

Regular SOC 2 Type II audits and ISO 27001 certification demonstrate our commitment to security excellence.

CERTIFIED
EMERGENCY ASSISTANCE

If You Suspect Fraud

Take immediate action if you believe your account has been compromised or you've fallen victim to fraud.

Immediate Steps to Take

1

Freeze Your Card

Immediately freeze your debit/credit card through the mobile app or online banking to prevent unauthorized transactions.

2

Change Passwords

Update your RB-ONW password and any other accounts where you used similar credentials.

3

Report Fraud

Use our 24/7 fraud reporting system in the Security Center or contact support immediately.

4

Monitor Accounts

Review all account activity and statements for any unauthorized transactions.

Take Control of Your Security Today

Review your security settings, enable additional protections, and stay informed about the latest security threats and best practices.

24/7 fraud monitoring • Bank-level encryption • FDIC insured • Biometric authentication